I'm torn. Having missed the deadline to apply for the Chase Sapphire Reserve when they were still offering the 100K points sign up bonus, I still think it could be worth it (I know that you can still get the big bonus if you go into a Chase bank, but the nearest one to me is 90 miles away, plus the offer ends Mar 12 and I won't be in the US until March 10).
I'm currently in the middle of an international business trip that will total about 7 weeks, so I could have been racking up a ton of points. I will go home for a few weeks and then come back for a month. Then go home for a few weeks and come back for a month. So if I had the card by my next trip, I could be earning triple points on my $250/night hotel plus I'd make the minimum spend for the 50K points sign up bonus in a heartbeat. 3x the points on dining and travel beat all of my other cards for those categories except for potential quarterly bonus categories on my Chase Freedom and random special offers on my Amex.
The downsides - it has an annual fee of $450. What if I don't travel as much next year? I mean, I'm sure I'd travel enough to get the $300 travel credit which would help offset the annual fee. But if I'm not traveling a lot, then the no fees on foreign transactions aren't worth the fee (I have an old Capital One card that doesn't charge international transaction fees and has no annual fee). I won't need to renew my Global Entry until 2022, though I guess you could count the benefit as setting aside $25/year for this eventual cost. Not traveling a lot also means no need for the Priority Pass membership that is included for lounge access during stupid 7 hour layovers. Also, I want to refinance. I just have been traveling so much for work since November that I haven't been able to focus. A new card will ding my FICO. According to one credit card's website, my current score is 831. According to another credit card's site, it's 814. Though if I did apply for the card right now, by the time I get around to refinancing, my score may have recovered.
