Text only | Text with Images

Financier Forums

Financier App => Other => Topic started by: Joel on October 25, 2016, 12:00:05 AM

Title: What categories do you have?
Post by: Joel on October 25, 2016, 12:00:05 AM
I like to keep my categories as generic as possible.


My spending:
- Mopar hot rods!
- My other spending


Wife's spending:
- Eating out
- Her other spending


Frequent spending:
- Exercise
- Fuel
- Joint Fun
- Gifts
- Groceries
- Home
- Medical
- Stuff
- Utilities
- Work


Monthly:
- Retirement
- Health Savings
- Vacation
- Car Replacement & Maintenance
- Insurance & Registration
- Rent


Future:
- House Downpayment
- Maternity Leave

Title: Re: What categories do you have?
Post by: Joel on October 25, 2016, 12:00:33 AM
Please share yours! I always find it interesting to see how other people have structured their budget.
Title: Re: What categories do you have?
Post by: Esther on October 25, 2016, 02:52:31 AM
Note: I don't have much commitments hence the generic categories

Saving goals
- Vacation
- ETF
- Emergency Fund
Monthly Bills
- Phone
Food
- Eating Out
- Work Food
- Snacks
Transportation
- Travel card
- Taxi
Entertainment
- Karaoke
- Movies
- Others
Shopping
- Birthdays
- Clothing
- Grooming
Healthcare
- Dental
- Medical
Giving
- Charitable
- Parents
Title: Re: What categories do you have?
Post by: ottyacat on October 25, 2016, 04:18:55 AM
I like being quite specific, savings goals are created / hidden as required.

Everyday Expenses
Monthly Bills
Yearly Bills / Long Term
Savings Goals
Title: Re: What categories do you have?
Post by: asromzek on October 25, 2016, 09:16:24 AM
We have quite a few categories, and they're always changing.


Debt
Bills
Food
Transportation
Household
Hobbies
Gifts
Travel
Buffers (Reimbursements)
Savings
Title: Re: What categories do you have?
Post by: Doomspark on October 25, 2016, 10:11:17 AM
Monthly Bills
Mortgage
Lot Rent
Verizon
Brighthouse
House Cleaning
Electric
Water
Haircuts
Car Pmt 1
Car Pmt 2
Vehicle Insurance
Netflix

Irregular Expenses
Groceries
Vehicle Fuel
Household Goods
Vehicle Maintenance
Personal Care
Shoes / Clothing
Rare / Oneshots

Entertainment
Eating out
Games / Gaming
Books / DVDs / Music
Movies
World of Warcraft

Healthcare
Dr. Visits
Lab work
Prescriptions
Eye care
Dental
Vet

Subscriptions and Licenses
House Registration
Property Taxes
Curse Gaming
Financier Subscription
AAA
Amazon Prime
AARP
American Legion
Uconnect
Sirius XM

[Savings]
Bumps in the Road
Emergency Fund
House Repairs
Vacations

[Pre-Financier Debt]
CC #1
CC #2
Title: Re: What categories do you have?
Post by: Billy_McSkintos on October 25, 2016, 11:02:13 AM

Pre-financier debt
Discover
Citi Visa
Home Depot Credit Card


Home
Bailey
Home Supplies
Baby Supplies
Furnishings
Improvements/Maintenance
Outdoor Improvements/Maintenance
Pool Maintenance
Misc. Home


Bills & Subscriptions
Mortgage Principal
Mortgage Interest
Escrow Funds
HOA
Trash (CR&R)
Electricity (SDG&E)
Water (MNWD)
Gas (So Cal Gas)
Cell Phone (Cricket)
Cell Phone (Fi)
Cable TV/Internet
Child Care
Newshosting
Spotify
Plan To Eat
Amazon Prime
OC Parks


Food & Drink
Groceries
Restaurants


Shopping
Clothing
IT
Gifts


Health / Personal Care
Doctor, Dentist, Hospital
Prescriptions, Medicines
Dry Cleaning/ Tailoring
Hairdresser/Beauty
Misc. Health


Giving
ASPCA
Other Charity


Entertainment
Fun
Newspapers/Magazines
Sports


Transport & Travel
Gas
Mazda Payment
Ford Payment
Hyundai Payment
Auto Insurance
Road Tax
Fastrak
Parking
Auto Maintenance/Repairs
Flights/Trains
Misc Auto


Financial
Bank/Credit/ATM Fees
Tax Preparation
Income Taxes
Morgan's Investment
Misc. Financial


Rainy Day Funds
Emergency Fund
Buffer


Savings Goals
Vacation"
Title: Re: What categories do you have?
Post by: Alex on October 25, 2016, 12:44:44 PM
For those that are technically inclined, you can run the following code snippet in your console to generate your list of categories. You must be on the budget page of your budget:


Code Select

[].slice.call(document.querySelectorAll('.budget__category-label.budget__month-row')).map(e => {
  if (e.classList.contains('budget__master-category-label')) {
    return `\n[b]${e.innerText.trim()}[/b]`;
  }


  return e.innerText.trim();
}).join('\n')



Here are my categories:



Categories


Monthly Bills
Rent/Mortgage
Car Payment


Savings Goals
Vacation


Everyday Expenses
Spending Money
Groceries
Fuel
Restaurants
Medical/Dental
Clothing
Skydiving
Web Hosting


Rainy Day Funds
Emergency Fund
Car Maintenance
Car Insurance
Christmas
Renters Insurance
Roth IRA
Brokerage


Pre-financier debt
USAA CC
Title: Re: What categories do you have?
Post by: Sunflash on October 25, 2016, 12:54:40 PM

Using that fancy console command  parrot :

Categories

Pre-financier debt
Card 1
Card 2
Card 3
Card 4
Card 5
Card 6

Monthly Bills
Rent/Mortgage
Phone
Internet/Cable
Electricity
Water
Interest/Fees
Car Insurance

Everyday Expenses
Spending Money
Groceries
Transportation
Medical/Dental
Clothing
Household Goods
School Supplies

Just for Fun
Dining Out
My FU Money
Wife FU Money

Subscriptions
Droplet
Spotify
Netflix
Xbox Live
Amazon Prime
Financier

Rainy Day Funds
Emergency Fund
Car Maintenance
Birthdays
Christmas
Retirement
Gift (Received)
Buffer

Savings Goals
Car Replacement
Vacation

Debt
Sears CCard
Car Payment
Student Loan Payment

Giving
Tithing
Charitable
Title: Re: What categories do you have?
Post by: asromzek on October 25, 2016, 12:55:44 PM
Now you tell me. I spent 5 minutes typing that list out this morning.
Title: Re: What categories do you have?
Post by: Alex on October 25, 2016, 12:57:56 PM
Quote from: asromzek on October 25, 2016, 12:55:44 PM
Now you tell me. I spent 5 minutes typing that list out this morning.

#ThugLife :)
Title: Re: What categories do you have?
Post by: Joel on October 25, 2016, 01:13:24 PM
Quote from: Alex on October 25, 2016, 12:44:44 PM
For those that are technically inclined, you can run the following code snippet in your console to generate your list of categories. You must be on the budget page of your budget:

Code Select

[].slice.call(document.querySelectorAll('.budget__category-label.budget__month-row')).map(e => {
  if (e.classList.contains('budget__master-category-label')) {
    return `\n[b]${e.innerText.trim()}[/b]`;
  }


  return e.innerText.trim();
}).join('\n')

Console? Care to explain?
Title: Re: What categories do you have?
Post by: Alex on October 25, 2016, 01:34:38 PM
Basically do this and paste in the code above. You'll get a formatted list output which you can copy paste here. (https://developers.google.com/web/tools/chrome-devtools/console/)
Title: Re: What categories do you have?
Post by: cracksys on November 06, 2016, 09:28:47 PM
Quote from: Alex on October 25, 2016, 01:34:38 PM
Basically do this and paste in the code above. You'll get a formatted list output which you can copy paste here. (https://developers.google.com/web/tools/chrome-devtools/console/)
That was neat!

Here's mine btw. I'm scrounging other posts in this thread for some fine tuning.

Foods
Daily Yum
Eating Out
Groceries
Snacks

Utilities
Internet
Postpaid
Prepaid
Electricity
Water

Personal
Clothing
Medical
Suit & Jackets
Other Personal Care

Gadget & Games
Small Gadget
PC Related
Games
Softwares

Giving
Charitable
Family Contribution
Treats
Tithing & Zakat
The Wife

Vault City
Rental
Home Improvement

Household Stuff
Appliances
Fittings
Laundry
Supplies
Toiletries
Small Tools

Fun Time
Movies
Leisure

Insurances
Personal
Life
Vehicle

Transportation
Parking Fee
Petrol
Public Transport
Toll Charge
Travel & Long Haul

Road Warrior
Road Tax
Repair
Maintenance
Upgrade

Tax & Bank Fee
Interest
Income Tax
Transaction Charge
Penalties

Miscellaneous
Leakage
Other Expenses
Biz Venture

Off-Budget Item
Borrowing
Gadgets
Pandeiros
Biz Venture
Vehicle
Installment
Loans
Abyssal PitTM
Title: Re: What categories do you have?
Post by: jenmas on November 06, 2016, 10:02:18 PM
Everyday Expenses
Groceries
Restaurants
Miscellaneous
Admin
Reimbursables

Personal Stuff
Clothing & Accessories
Personal Care
Mobile Phone
Gym

The Home
Mortgage
HOA
Condo Fee
Electric
Gas
Home Stuff
House cleaner net salary
House cleaner taxes
Air Filters
Condo Insurance
HVAC service plan
Furniture
Home Improvement
Home Maintenance
Kitchen Remodel
HVAC Replacement

Vehicle/Transpo
Fuel
Parking/Transpo
Car Repairs
Car Insurance
AAA
Car Registration

Entertainment/Electronics
Cable/Internet
Netflix/Hulu
Tech/Electronics/Accessories
Next Big Thing

Giving
Christmas
Birthdays & Other Gifts
Charitable Donations
Non-Charitable Giving
Donors Choose
Tithe

Medical
Doctor Visits
Dental
Prescriptions
Testing
Contacts/Glasses
FY2017 Out of Pocket Max (anything above that counts towards OOPM is budgeted at zero and I reallocate as I incur costs)
FY2018 Out of Pocket Max

Finances
IRA
Investments
Nephew Custodial Account
Niece Custodial Account
Tax Prep
Extra Mortgage Payments
New Car

Subscriptions/Memberships
Amazon Prime
Costco
Amex Annual Fees
Subscriptions

Vacations
Annual beach trip
General Trips
Hawaii
Special Trips

Ignore These Categories
Loss of Income Fund
Moving Cushion (equivalent of one net paycheck because I want to move to another city and if I did, I would probably have to go a few weeks without income during the transition)
Title: Re: What categories do you have?
Post by: Alex on November 07, 2016, 09:35:38 PM
I just added a "coffee" category. For the coffee shops that I'm visiting more often to work on Financier. ;)

Also @jenmas LOL "The Next Big Thingâ,,¢"
Title: Re: What categories do you have?
Post by: jenmas on November 08, 2016, 11:06:01 AM
@Alex - it's for one-offs that I am saving up for but don't necessarily want to create a whole new category. I want to get a pair of custom fit leather boots and they'll be about $450. It's not a high priority so I am saving in drips and drabs (a $1 here, $5 there). I don't want to keep it in my clothing category because I do in fact want to save for these and if it is part of clothing in general, I won't be able to track where I am. When I do save up and buy them, I will reallocate the funds to Clothing for the purposes of my spending reports. Same goes for my new laptop. I've got all the money saved up, but I don't know what I want (well, I kinda do - I'm assuming that I will want the Surface Book 2 when (if?) it comes out in the spring). When it's finally decided, money will be reallocated to Technology. I use notes to track what I've got.  :o

It's different for categories like Furniture. I'm not saving up for anything particular. I'm kinda slowly changing my style. But don't know what I want. So if I see something I like, I can check the category to see if I have the funds and then make a decision. So that's why that is just a general category.

And yes, I am aware that I am coming from a place of great privilege to have this kind of flexibility in my budget.
Title: Re: What categories do you have?
Post by: Alex on November 08, 2016, 11:57:40 AM
It's definitely a good idea, I should have a category like that :)
Title: Re: What categories do you have?
Post by: Bruce on November 08, 2016, 12:14:21 PM
Quote from: jenmas on November 08, 2016, 11:06:01 AM
@Alex - it's for one-offs that I am saving up for but don't necessarily want to create a whole new category. ....... I will reallocate the funds to Clothing for the purposes of my spending reports.
This is a great idea that I have several uses for (not clothes specifically), but it never occurred to me to do it this way.

Thanks for the idea.  parrot
Title: Re: What categories do you have?
Post by: athikalaka on November 29, 2016, 03:36:48 PM
Renamed certain headers to make it generic

Spouse
S - Work Food
S - Dining & Takeaway
S - Clothes & Accessories
S - Snacks
S - Recreation
S - Miscellaneous


Me
M - Work Food
M - Dining & Takeaway
M - Clothes & Accessories
M - Snacks
M - Alcohol
M - Recreation
M - Books & Software
M - Miscellaneous


Household Expenses
Groceries
Household Goods
Home Maintenance & Repairs


Regular Bills
Council Rates
Strata
Water
Electricity
Internet
Mobile Phone
Pay TV
Mail (PO Box)
Bank Fees (Mortgage)


Other Expenses
Grooming & Hairdresser
Dry Cleaning
Bank & Credit Card Fees


Child
Education
C - Clothes & Accessories
Equipment, Toys & Misc.


Private Transportation
Car Registration
Car Maintenance & Repairs
Fuel
Parking
Toll


Public Transportation
Oyster
Non-Oyster
Cabs


Health & Well-Being
Medical
Optical
Well-Being


Insurances
Car CTP
Car Comprehensive
Health Insurance
TPD & IP
Home & Contents


Giving
Church
Compassion
Charitable


Savings Goals
Home (PPOR)
Vacation
Car Replacement
Gifts
Emergency Fund
Stuff I Forgot to Budget For (Misc.)


Investments
Accounting
Services


Investment Property x
IP x - Loan
IP x - Rates & Fees
IP x - Maintenance & Repairs
IP x - Insurance
IP x - Miscellaneous


Investment Property x+1
IP x+1 - Loan
IP x+1 - Rates & Fees
IP x+1 - Maintenance & Repairs
IP x+1 - Insurance
IP x+1 - Miscellaneous"
Text only | Text with Images