This is one of the top three features that I need in order to migrate over from YNAB4. The other two being a mobile app and import/export capabilities.
Would it be possible to get a rough timeline of when we could hope to see scheduled transactions?
A very rough estimate with asterisks that you may very well miss the deadline is perfectly acceptable! ;D I know many people want to start a new calendar year with a new app, and I was hoping I could make that switch parrot
Nope, sorry. There's just too much stuff ahead of it for any estimate. :(
I tried. :)
I'll try again.
Would it be possible to get a rough timeline of when we could hope to see scheduled transactions?
In all honesty, mobile access and importing ofx are a higher priority to me, but I still don't think I can completely convert without scheduled transactions (as long as YNAB4 is at least functional). If mobile access for YNAB4 stopped working, I would probably consider using YNAB4 just to monitor my scheduled transactions while using Financier for everything else (assuming mobile access and importing ofx are here by that point).
Scheduled Transactions to me are the main feature that separates the serious budgeting software from the ones that just wants to be called one.
think Android have most scheduled ones, but i am surprise why on webbased ones there is very little. i am not sure if its the technical challenges.
Scheduled transactions (especially recurring for bills) will feed the quick budget as well.
Quote from: Joel on October 25, 2016, 06:45:22 PM
In all honesty, mobile access and importing ofx are a higher priority to me, but I still don't think I can completely convert without scheduled transactions (as long as YNAB4 is at least functional). If mobile access for YNAB4 stopped working, I would probably consider using YNAB4 just to monitor my scheduled transactions while using Financier for everything else (assuming mobile access and importing ofx are here by that point).
This is exactly where I'm at, too. I'll need scheduled transactions to make the full jump, but I'll start leaning heavily on Financier if/when YNAB 4 breaks.
I also will not be able to make a full break from YNAB4 without Scheduled Transactions. Please let us know if there is anything we can do to bump it's priority.
Whilst I can absolutely get by without scheduled transactions i would vote for a bump in priority (depending on what the higher priorities are).
Quote from: Billy_McSkintos on October 27, 2016, 12:19:22 PM
Whilst I can absolutely get by without scheduled transactions i would vote for a bump in priority (depending on what the higher priorities are).
Which makes me wonder what are the other priorities
@Alex ?
Mobile app, transaction import, some refactor I need to do, all sorts of other small stuff :)
Quote from: Alex on October 27, 2016, 12:25:05 PM
Mobile app, transaction import, some refactor I need to do, all sorts of other small stuff :)
Absolutely supportive of the two bolded items. Not sure about "refactor" or the "small stuff" though.
I use scheduled transactions for two things: reminding myself to pay bills when the transaction pops up in the register, and quick budgeting the right amount at the beginning of the month. Since I don't use scheduled transactions for much more than the convenience, I'm curious about some of the more critical uses for scheduled transactions?
Quote from: asromzek on October 27, 2016, 12:42:45 PM
I use scheduled transactions for two things: reminding myself to pay bills when the transaction pops up in the register, and quick budgeting the right amount at the beginning of the month. Since I don't use scheduled transactions for much more than the convenience, I'm curious about some of the more critical uses for scheduled transactions?
It's my bill pay reminder system.
I have all of my bills setup for automatic payment. I use scheduled transactions to look ahead the next 30-60 days and determine what my cash flow needs are. Once I confirm the date and amount of a scheduled automatic payment, I enter it into the register. I let scheduled income come into the register on the actual day I receive it. Without the scheduled transaction register I would lose my system for making sure all my bills are covered (and I have enough cash in my checking account). I push excess cash (above 5k after expenses) into my Ally Bank savings account to earn 1%.
My husband does the grocery shopping and prefers it to run on a weekly schedule rather than monthly. He also likes to do our larger weekly shop in the middle of the night after he gets off work. Every week, a scheduled transaction enters an outflow from Future Groceries and an inflow into Groceries so he will have the correct category balance available for that shopping trip.
Do you have an individual category for each bill? That's how I get around scheduled transactions and make sure all of my bills are covered. Budget amount in, matching transaction going out, should equal zero for each bill category.
We keep all of our cash in a single checking account because that surprisingly provides the best rate at our credit union. We should probably look into some higher interest rate accounts now that we're getting some savings built back up. Paid off all of our student loans and went debt free earlier this year. Goodbye savings.
Quote from: asromzek on October 27, 2016, 01:36:51 PM
Do you have an individual category for each bill? That's how I get around scheduled transactions and make sure all of my bills are covered. Budget amount in, matching transaction going out, should equal zero for each bill category.
We keep all of our cash in a single checking account because that surprisingly provides the best rate at our credit union. We should probably look into some higher interest rate accounts now that we're getting some savings built back up. Paid off all of our student loans and went debt free earlier this year. Goodbye savings.
Nope, I don't want a bunch of unnecessary specific-purpose categories. That's why I absolutely hate how future-dated transactions are handled with nYNAB.
We are currently saving for a house down payment and our checking account pays 0%, so we need to move the excess somewhere :)
That makes sense. Does YNAB4 have a nice way of giving you a total of the scheduled transactions for the upcoming month?
Quote from: asromzek on October 27, 2016, 01:48:29 PM
That makes sense. Does YNAB4 have a nice way of giving you a total of the scheduled transactions for the upcoming month?
Nope. As soon as I receive the bill that shows the scheduled date and amount, I right-click and enter the scheduled transaction into the register. Typically, the next 30 days have no occurrences of scheduled transaction as it's usually a month out or so.
Ahhhh, ok, I see.
One thing that I think nYNAB does do well is give you a total scheduled transactions occurring in the future months when you click on the inspector. I also like that it changes the category value to orange when you're under budgeted based on those upcoming transactions. It makes quick budgeting really easy.
I don't like that underfunded goal amounts also turn things orange, and I use the toolkit to make those blue.
Quote from: asromzek on October 27, 2016, 02:13:50 PM
Ahhhh, ok, I see.
One thing that I think nYNAB does do well is give you a total scheduled transactions occurring in the future months when you click on the inspector. I also like that it changes the category value to orange when you're under budgeted based on those upcoming transactions. It makes quick budgeting really easy.
I don't like that underfunded goal amounts also turn things orange, and I use the toolkit to make those blue.
I haven't used nYNAB enough to make a decision, but my first reaction was that all the color coding of category balances was over the top and annoying.
Quote from: Joel on October 27, 2016, 02:19:59 PM
Quote from: asromzek on October 27, 2016, 02:13:50 PM
Ahhhh, ok, I see.
One thing that I think nYNAB does do well is give you a total scheduled transactions occurring in the future months when you click on the inspector. I also like that it changes the category value to orange when you're under budgeted based on those upcoming transactions. It makes quick budgeting really easy.
I don't like that underfunded goal amounts also turn things orange, and I use the toolkit to make those blue.
I haven't used nYNAB enough to make a decision, but my first reaction was that all the color coding of category balances was over the top and annoying.
It's a little over the top when underfunded goals, underfunded upcoming transactions, and the new credit card system all throw different colors out for different reasons. Sometime the same color can mean two different things.
I avoid the new credit card stuff since I'm PIF (paid in full) so no color changing stuff there. I only see blue (underfunded goals) and orange (underfunded scheduled transactions). That's as complex as I want it to be.
@asromzek Paid in full and student loans paid off. I am jealous. I just finished law school/passed the bar and I can neither confirm nor deny that credit cards were abused while in school.
Quote from: Sunflash on October 27, 2016, 02:30:52 PM
@asromzek Paid in full and student loans paid off. I am jealous. I just finished law school/passed the bar and I can neither confirm nor deny that credit cards were abused while in school.
It only took 11 years after college to get to this point. parrot
Well congrats! I finished undergrad in 2008 and had just started making some serious dents in loans related to that until I decided do the whole law school thing in 2013. I've been lucky and was able to land a pretty great job which will, hopefully, lead to some good $$ in the next year or so.
Also, a tool providing a simple overview of outgoing scheduled transactions would be fantastic.