Financier Forums

Welcome. Glad to have you as part of the community.

Not sure how helpful I would be in documenting, but I do editing.

So, I can help with the grammar and punctuation stuff. For what it's worth. If you need that kind of help let me know.

@Mike

That is a really helpful explanation. The only thing I would say is that many people may not be able to see the forest because they are trapped trying to get out from under the trees. I know that was my case.

However, now, on this side of everything I have learned about budgeting and fiscal awareness, I read that explanation and can say, "Right on." I am not sure I would have been able to before. It just takes time. I know it did for me.

Quote from: Joel on January 06, 2017, 09:02:10 AM
For me, the question is simple. Are all paychecks this month marked as available next month?

I have been following how your answer the "buffer" question since I started YNAB. It really is amazing that people don't "get it" (not meant in a derogatory way either). I asked this question myself and once you said this, I was like, "Um... that's it? OK."

Maybe we should come up with a different word that better describes or illustrates the answer. LOL.

I have a course on Udemy (for self-publishing authors) and have taken a bunch of courses on a variety of topics. They are usually pretty good quality. There are a few that are meh... but most (at least the ones I have gotten) are good.

There are plenty of free ones too. Most also have previews of some of the lessons, so give them a look before you buy. $10 is not bad either for good courses.

Uhh... I like the blue. That is nice.

Could there be color themes like this added as an option? I am not a part of the web guru tribe.

I've tried using digit twice. However, I went off of it both times because I didn't like the random money going out of my account. Also, it is just a savings account and you don't make any interest on it.

Digit tracks spending and deposits and determines how much you can afford to save.

While this might work for people who want a way of saving where they don't have to think about it, people who what to do something to get started, or for people who don't understand their finances, I just didn't like it. Once I started budgeting I started saving more intentionally based on reality, and it was more than digit was squirreling away behind my back.

My 2 cents for what it's worth.

Welcome to the pool. 

Hey @machei and @unimike,

Here is some of the initial discussion rationale on the heat map. Hope it helps.

https://discuss.financier.io/index.php?topic=157.msg1019#msg1019

Quote from: asromzek on December 08, 2016, 08:17:15 PM
That's like when the bell rings in school at the end of the day on the Friday, and that one kid reminds the teacher that he forgot to assign the weekend homework. Thanks a lot.

Quote from: machei on December 02, 2016, 07:07:18 AM

Quote from: Joel on December 01, 2016, 10:09:49 PM
@RPNnerd @machei - Can you log onto the dropbox website and identify and download the specific .yfull file you need (similar to the instructions for a Windows user)?

When I look at my Dropbox folder for YNAB, I don't see any files with a .yfull extension. There's only .ynab4 file. The question was whether this file was an archive, and this morning I checked it out and indeed, it is. It contains a lot of things. Multiple backups, scores of .ydiff files, and a number of nested folders. Many of these folders do indeed contain, among other things, a budget.yfull file. However, in my case ALL of them are not recent. The time stamps go back months, and in some cases years for the .yfull files. Anything with a date matching my latest save (which I assume are the ones within the past couple hours) do not contain any .yfull files that I can locate to this point.

But I haven't had chance to look deeply. I wasn't even going to do this much this morning, as I'm strapped for time. I will look again this evening.

Thanks!
m.

I'm on a PC. When I went looking for mine I could not find it either. I had to "unhide" some of the hidden folders after doing a search. Apparently, the file I needed was in one of these hidden ones. I don't know if that is normal or not. But that is what happened with mine. I spent about an hour trying to figure it out, but then I realized what happened after letting the computer do the deeper search.

I don't know if this will help others, but just wanted to put it out there.

Quote from: Alex on December 01, 2016, 02:21:26 PM
WAM?

@Alex

You can find a very handy list of acronyms here. 

Quote from: asromzek on December 01, 2016, 09:11:43 AM
And with a negative number the following month.

Quick question. Should the "Overspent in Dec." number in the January Budget also be red if you decide not to WAM? It would be a negative number.

Quote from: Alex on November 30, 2016, 01:12:04 PM
The initial philosophy was to make a tool that I enjoy using and works for my own budget. lol

But now that there are many people using Financier, I think the philosophy for now is to not limit what you can do with it, yet not over engineer/make features that duplicate functionality on one way or another.

Sorry, that's pretty vague. Anyways.

Hey @Alex

I get that. Since you are the one designing the software it makes sense that you design it with your specific needs/desires in mind. The second you send this thing into the wild, everybody starts to ask about their own use cases. The fact that you are looking to make the software versatile and flexible is awesome.

I guess I was thinking along the lines of Financial Peace and the "baby steps," or YNAB and the 4 Rules. Is there some general principles for finances/budgeting that you had in mind. Not that you claim some class of guru-ship (made up word) on money. I was just curious to know/hear your thoughts on things that have are working for you.

Anyway. I am enjoying learning about and using the app. It's always fun to be in on something from the start.

@asromzek

Thank you!!!  parrot parrot

I will give them a try.