Financier Forums

Quote from: keyboard on July 08, 2017, 08:45:40 PM
it's similar to nYNAB....... The more I use Financier, the more I Like it      

It's modeled after YNAB 4 which preceded nYNAB. That's why they seem similar.

@Alex, how are the scheduled transactions coming?

Bump... I just ran into this one too. Amazon didn't charge me for an order so I went back to revert the amounts to $0, but Financier couldn't handle it.

Quote from: Billy_McSkintos on January 06, 2017, 10:49:48 AM
What kind of things are we talking about?

How to create a budget file?
How to add/edit an account?
How to add/edit a budget value?
How to add/edit a transaction?
How/Why deduct from next months available?

Note to self... add this stuff

So, before the holidays I sketched out a rough (very rough) outline of a user guide for Financier. @Alex suggested I solicit more help on the forums and since I haven't touched the guide since then, I figured that would be a good idea. If you're a nerd like me and would like to help document Financier, let me know and I'll send you the share link.

I would probably use the same scheme you've been using. That makes sense to me. The real question is how do you want the payment to affect your reports?

Some type of tutorial or guide will be forthcoming, eventually. It's on the back burner to feature development right now.

Right, that's the functionality I'm hoping for with the Scheduled Transactions/multiple goals per category option.

Throwing out ideas for goals, if/when they're implemented.

Basically there are three inputs the user can select (besides scheduled transactions): Budgeted amount, target category balance, and date. You can set goals with up to two of these.

• Budgeted amount only: Fixed Funding type of goal. Budget $X each month.
• Balance only: "Top up." Budget $X - current category balance.
• Date only: DOES NOT COMPUTE... Can't really do anything with this one.
• Balance and date: The program calculates the budgeted amount for you. The option to make this recurring would be a plus.
• Budget and balance: Fixed funding with cap; for example, $50/month up to $200 balance.
• Budget and date: This is where things get weird. I would like to see a "Christmas shopping" type of category calculated off of total funding, but I'm not sure how the innards of that would work. It's the only potential goal type that would have to look back at past months.

I would love to see these on an interactive setup screen--type in one or two parameters, and have Financier tell you what the budgeted amount would be. If the user enters a date first, the other fields should be bolded and a message should appear stating that more information is needed. Once two parameters are entered, the third should be greyed out and inactive.

The only other goal type I'd really like to see is Multiple Goals per category. It would probably be easiest to calculate this from the scheduled transactions. Maybe make that a checkbox option on the same screen: "Automatically calculate based on upcoming Scheduled Transactions." I would want it to look forward 12 months and figure out the minimum funding amount that would let me meet all obligations in that category.

Once the user sets up goals, the numbers would be applied using a "Quick Budget by Goals" option.

Last thing I bought was actually a decoy gift because my rotten husband guessed his Christmas gift.

I prefer to have the most recent information at the top of the list, so I really like having the transaction entry at the top. I like the idea of making it user preference, so we can all set it how we like it.

Quote from: Alex on December 09, 2016, 01:05:18 PM
Soonâ,,¢

Oh now that's just cruel.

Quote from: jeremiahsvow on December 01, 2016, 10:47:31 AM

Quote from: asromzek on December 01, 2016, 09:11:43 AM
And with a negative number the following month.

Quick question. Should the "Overspent in Dec." number in the January Budget also be red if you decide not to WAM? It would be a negative number.

I like this idea. It would bring more attention to unaddressed overspending.

Seconded! This would be great.

Quote from: Bruce on November 28, 2016, 01:15:01 PM
I do think that having 3 month, 6 month and year avg options would be nice.

Also does it make sense to have the average based on outflows vs budgeted?

Yeah, I've been turning that over in my head since making this request. Ideally, if we're adjusting to cover overspending, the budgeted amounts will always be equal to or greater than the spent amounts. Those may be pretty close together on frequently used categories, but what about savings categories that may have no expenses at all? Based on that, I think I'd prefer to quick budget with past budgeted numbers rather than past spending.