Financier Forums

Citi double cash back for for all purchases. I've been throwing the rewards into their own category and have more than $1000 saved in less than a year. I like the citi card for online purchases because of the security offered by their virtual acct number

Thanks for the advice, Joel, as a 62 year old "technofearby", I am a little afraid to try! (it's why I never started using ynab4) But I just might be encouraged to give it a go! If not now, then after the holidays are over. Thanks for your encouragement

Hi everyone, we are long time YNAB users, still using YNAB3. I'm 63 and my husband is 71, we've been using YNAB since 2011. Before that I did it on paper! We learned the method of planning for "true expenses" from Mary Hunt with her "freedom account", so have probably been living within our means for 20 years or so.   I wish we would have started years ago, we would be millionaires by now! (living within our means for 20 years, married for 44! How much money flowed through our hands? How many new, shiny things did we buy? Why did a family of 2 have 4 cars on the road at one time!?)   Why didn't we SAVE more? I remember year after year after year, taking a 90 day note from the bank to pay our taxes, but NEVER, ever thought to save for next years taxes! What a novel idea! It changed our lives.

I figure I am on borrowed time with YNAB3, so gladly paid the annual fee to financier, after looking it over. I am running both in tandem right now, and looking forward to switching completely to financier. I don't know if there is a way to import my ynab3 budget in to financier, and don't want to lose all that data. We just got our first smartphones this week, so who knows, maybe someday we might even enter transactions in to Financier on our phones! 

My sister is retiring at 62 this month, and I purchased Financier for her, also, so she can easily live within her means! Thanks Alex, and thanks community!  I look forward to our growth together.