Financier Forums

I just added a "coffee" category. For the coffee shops that I'm visiting more often to work on Financier.

Also @jenmas LOL "The Next Big Thingâ,,¢"

@Alex - it's for one-offs that I am saving up for but don't necessarily want to create a whole new category. I want to get a pair of custom fit leather boots and they'll be about $450. It's not a high priority so I am saving in drips and drabs (a $1 here, $5 there). I don't want to keep it in my clothing category because I do in fact want to save for these and if it is part of clothing in general, I won't be able to track where I am. When I do save up and buy them, I will reallocate the funds to Clothing for the purposes of my spending reports. Same goes for my new laptop. I've got all the money saved up, but I don't know what I want (well, I kinda do - I'm assuming that I will want the Surface Book 2 when (if?) it comes out in the spring). When it's finally decided, money will be reallocated to Technology. I use notes to track what I've got. 

It's different for categories like Furniture. I'm not saving up for anything particular. I'm kinda slowly changing my style. But don't know what I want. So if I see something I like, I can check the category to see if I have the funds and then make a decision. So that's why that is just a general category.

And yes, I am aware that I am coming from a place of great privilege to have this kind of flexibility in my budget.

It's definitely a good idea, I should have a category like that

Quote from: jenmas on November 08, 2016, 11:06:01 AM
@Alex - it's for one-offs that I am saving up for but don't necessarily want to create a whole new category. ....... I will reallocate the funds to Clothing for the purposes of my spending reports.

This is a great idea that I have several uses for (not clothes specifically), but it never occurred to me to do it this way.

Thanks for the idea.  parrot

Renamed certain headers to make it generic

Spouse
S - Work Food
S - Dining & Takeaway
S - Clothes & Accessories
S - Snacks
S - Recreation
S - Miscellaneous


Me
M - Work Food
M - Dining & Takeaway
M - Clothes & Accessories
M - Snacks
M - Alcohol
M - Recreation
M - Books & Software
M - Miscellaneous


Household Expenses
Groceries
Household Goods
Home Maintenance & Repairs


Regular Bills
Council Rates
Strata
Water
Electricity
Internet
Mobile Phone
Pay TV
Mail (PO Box)
Bank Fees (Mortgage)


Other Expenses
Grooming & Hairdresser
Dry Cleaning
Bank & Credit Card Fees


Child
Education
C - Clothes & Accessories
Equipment, Toys & Misc.


Private Transportation
Car Registration
Car Maintenance & Repairs
Fuel
Parking
Toll


Public Transportation
Oyster
Non-Oyster
Cabs


Health & Well-Being
Medical
Optical
Well-Being


Insurances
Car CTP
Car Comprehensive
Health Insurance
TPD & IP
Home & Contents


Giving
Church
Compassion
Charitable


Savings Goals
Home (PPOR)
Vacation
Car Replacement
Gifts
Emergency Fund
Stuff I Forgot to Budget For (Misc.)


Investments
Accounting
Services


Investment Property x
IP x - Loan
IP x - Rates & Fees
IP x - Maintenance & Repairs
IP x - Insurance
IP x - Miscellaneous


Investment Property x+1
IP x+1 - Loan
IP x+1 - Rates & Fees
IP x+1 - Maintenance & Repairs
IP x+1 - Insurance
IP x+1 - Miscellaneous"